STATE FARM^® INSURANCE AGENT

Karen Michaels, CLU®, ChFC®, RICP®

Connect with me

www.karenmichaelsinsurance.com

Main Location

Street Address

2280 Pulaski Highway

North East, MD 21901-3710

2280 Pulaski Highway

North East, MD 21901-3710

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Landmark

1/4 mile east of Rt 272 on Rt 40 in North East, MD. Across from Pat's Pizza.

Mailing Address

2280 Pulaski Hwy

North East, MD 21901-3731

Office Phone: 410-287-5800

Toll Free: 877-783-5800

Fax: 410-287-8883

Office Hours

Mon-Fri 9:00am to 5:00pm

In Home / Eve / Weekend Appt

Languages

English
Español

License: MD-RPI 199091

Additional License: DE-0160308, PA-722282

NMLS#: 139716

NMLS MLO#: 228208

MLO License#: 46-43

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Karen Michaels

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Products Offered/Serviced by this Agent

Auto Insurance
Home Insurance
Property Insurance
Business Insurance
Life Insurance
Health Insurance
Banking Products
Annuities

About Me

Proudly serving all of MD, DE, and PA
Million Dollar Round Table Member
Voted favorite insurance office since 2008 - Cecil Whig
State Farm Agent since 2005
Family serving State Farm customers for over 40 years
RICP Designation (Retirement Income Professional)
Chartered Life Uncderwriter Designation (CLU)
Chartered Financial Consultant Designation (ChFC)
Long Term Care Professional Designation (LTCP)
National Association of Insurance & Financial Advisors
Member of Cecil County & North East Chamber of Commerce
2005 Graduate of Cecil Leadership
Graduate of Frostburg State University
Ambassador Travel Qualifier since 2005
Chairmans Circle Qualifier since 2008
Offering Auto Insurance & Home Insurance in MD, DE, PA

Our Mission

Our Team

Magen Woosley

Keara Cottrell - Customer Relations Representative

Christy Lewis - Business Insurance Representative

Brian Gregson - Account Representative

Brian has worked for Karen Michaels State Farm since 2015. He has experience working with auto insurance, home insurance, renters insurance, life insurance, health insurance, business insurance. He works out of our office in North East, MD.

Sandra Michaels

Tracie Ebersole - Customer Service Manager

Tracie has worked for Karen Michaels State Farm since 2008. She has experience working with auto insurance, home insurance, renters insurance, life insurance, and health insurance. She works remotely for our office in North East, MD.

Laurena Hernandez - Account Representative

Laurena has worked for Karen Michaels State Farm since 2012 and for a State Farm agent since 2004. She has experience working with auto insurance, home insurance, and renters insurance. She works out of our office in North East, MD.

Chris Greaver - Team Leader

Chris has been with our office since 2008. His experience includes life, health, commercial, auto, and home insurance, as well as financial services. In 2013, Chris successfully completed courses to receive the LUTCF designation from The American College. He holds a Masters Degree from the University of Maryland and a Bachelors degree from Towson University. Chris is a lifetime Maryland resident, working out of our office in North East, MD. He is licensed in MD, DE, and PA.

Jose Hernandez - Customer Relations Representative

Amanda Lenhoff - Account Representative

Amanda has worked for Karen Michaels State Farm since 2012. She has experience working with auto insurance, home insurance, renters insurance, life insurance, health insurance, business insurance. She works out of our office in North East, MD.

Krystal Bennett - Customer Relations Representative

Krystal has worked for Karen Michaels since 2012. She has experience working with auto insurance, home insurance, renters insurance, life insurance, health insurance and financial services. She works out of our office in North East, MD. Krystal is always waiting to greet customers with a warm smile!

Mike Hartlove

Disclosures

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Before investing, consider the funds' investment objectives, risks, charges and expenses. Contact State Farm VP Management Corp., (1-800-447-4930) for a prospectus or summary prospectus containing this and other information. Read it carefully. AP2014/12/2170

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

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